Questions? We're always open. 📞
(646) 440-4100
Want more info? Text us: 💬
(206) 426-6916
Contact Us

Questions? We're always open. 📞 (646) 440-4100

Want more info? Text us: 💬 (206) 426-6916

Contact Us

Veterinary Practice Financing

Working capital to keep your veterinary clinic thriving. 85% approval rate.

With an 85% approval rate, what are you waiting for?
Applying will not impact your credit score….*

Flexible financing built for veterinary practices

Running a veterinary clinic takes more than medical expertise. It takes capital. Between diagnostic equipment that costs six figures, pharmaceutical inventory that needs constant restocking, and a nationwide vet tech shortage driving salaries higher every year, cash flow pressure is a daily reality for practice owners.

You care for the animals. Let us handle the capital.

Running a veterinary practice is a labor of love, but the business side never sleeps. From equipment maintenance and payroll to insurance, taxes, and marketing, the operational demands are constant. REIL Capital's flexible financing gives your practice the working capital it needs to thrive.

  • Purchase or upgrade diagnostic equipment (X-ray, ultrasound, dental)
  • Hire and retain credentialed veterinary technicians
  • Stock pharmaceutical inventory and medical supplies
  • Offer new medical services (surgery, oncology, rehab)
  • Renovate or expand your clinic or hospital facility
  • Meet industry regulations and licensing requirements
  • Open a second location or acquire another practice
  • Upgrade practice management software and POS systems

The recommended product for veterinarian industry

Join our network of happy customers!

All you need to qualify

$20k+

In monthly revenue

6+

Months in business

500+

FICO Score

4

Most recent business bank statements

$250K+

In annual revenue

6+

Months in business

600+

FICO Score

4

Most recent business bank statements

3 steps to fund your veterinary practice

At REIL Capital, we keep the application process simple so you can focus on your patients, your team, and your practice. Apply online in two minutes, get approved quickly, and receive funding within 24 to 48 hours.

Apply Online

Just a few quick questions and away we go

Get Approved

Get your approval and jump for joy!

Receive Your Funds

Accept your terms and the funds are on the way!

Ready to grow your veterinary practice?

Applying takes two minutes and does not impact your credit score. 85% approval rate with funding in as little as 24 hours.
Applying will not impact your credit score. By providing a telephone number and submitting the form you are consenting to be contacted by SMS text message from Mission Capital, LLC DBA REIL Capital. Message frequency may vary. Message & data rates may apply. Reply STOP to opt-out of further messaging. Reply HELP for more information. See our Privacy Policy: https://reilcap.com/privacy-policy/

Veterinary practices are one of many industries we fund. See how our financing supports healthcare, construction, retail, and other sectors with industry-specific programs.

FAQ

Can't find the answer you need?

Check out our general FAQ section!

Veterinary Equipment Financing

Veterinary equipment financing helps animal hospitals and vet clinics acquire diagnostic imaging systems, surgical equipment, dental units, laboratory analyzers, and monitoring equipment. A single digital X-ray system can cost $30,000 to $100,000, while ultrasound machines and in-house lab equipment add significant capital requirements.

Modern veterinary medicine increasingly relies on advanced diagnostics that were once available only at specialty referral hospitals. In-house lab analyzers, digital dental radiography, and therapeutic laser systems allow general practitioners to offer more services and generate higher revenue per visit.

REIL Capital finances veterinary equipment with the equipment serving as collateral, resulting in competitive rates and terms up to 72 months. Most applications are approved within 24 hours, so you can equip your practice without long delays.

How to Buy a Veterinary Practice

Buying an existing veterinary practice is often more financially sound than starting one from scratch. An established practice comes with an existing client base, trained staff, equipment, and a predictable revenue stream. Practice valuations typically range from 60% to 100% of annual gross revenue.

The purchase process involves practice valuation, due diligence on financials and medical records, negotiating terms with the seller, and securing acquisition financing. Key factors in valuation include client retention rates, facility condition, equipment age, staff tenure, and the local competitive landscape.

REIL Capital can help finance veterinary practice acquisitions with funding from $20K to $5M. Our approval process considers practice revenue and cash flow rather than relying solely on personal credit, making ownership accessible to veterinarians ready to transition from associate to practice owner.

* Rates shown reflect an average fixed monthly percentage. Rates may vary by state and lender criteria. We do not perform a hard credit pull at any point in our approval process. Decision and funding time are subject to applicant’s submission of all requested approval and closing documents. Same day funding is contingent on applicant qualifications. By supplying us with your information, you authorize REIL Capital LLC to contact you at the numbers you provide (including mobile) during any step of this application, via phone (including automated telephone dialing systems, prerecorded, SMS and MMS means) even if you are on a Do Not Call Registry. You are not required to agree to be contacted in this manner to apply with REIL Capital LLC.
Loans made or arranged pursuant to a California Financing Law license - CFL License Number: 60DBO 89473
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