Questions? We're always open. 📞
(646) 440-4100
Want more info? Text us: 💬
(206) 426-6916
Contact Us

Questions? We're always open. 📞 (646) 440-4100

Want more info? Text us: 💬 (206) 426-6916

Contact Us

Built to Fund the Businesses Banks Won't

About Reil Capital

Reil Capital is a commercial lending broker headquartered in New York, founded in March 2017 by Ian Samlin and Evan Samlin. We exist because traditional banks leave too many viable businesses behind — owners with strong revenue, growing operations, and real capital needs who get declined because they do not fit a rigid underwriting box.

Since launch, we have funded more than $500 million across 3,000+ U.S. businesses. We maintain an 85% approval rate across our partner lender network — not because we lower the bar, but because we match your revenue profile, industry, timeline, and credit standing to the right capital product before you apply. The lenders you see are lenders likely to say yes.
Our network covers term loans, bridge financing, business lines of credit, equipment financing, invoice factoring, SBA 7(a) loans, HELOCs, working capital, and merchant cash advance consolidation — from $5K to $10M, funded in as little as 24 to 48 hours.

- Ian Samlin, CEO & Co-Founder

What Makes Us
Different

Banks offer their own products. We are an alternative lending broker — we access a network of lenders and match you to the one that fits. That means more options, faster answers, and a better chance of approval — especially if you have been turned down before.

Transparency
Customer Service
Respect
Privacy & Security
Commitment
Sustainable Growth

Respect

We believe in our customers. Whenever the need arises, we're here to help you achieve your goals.

24-48 Hour Funding

Most of our funded deals close in 24 to 48 hours from completed application. A contractor who lands a project next week cannot wait until Q3 for underwriting to finish. We built our process around that reality.

We Work Across Industries

We serve businesses in construction, healthcare, trucking, manufacturing, HVAC, restaurants, retail, automotive, veterinary, and beauty and wellness. We understand the cash flow patterns, seasonal cycles, and capital needs specific to each one.

Flexible Requirements

Minimum 500 FICO, 6+ months in business, $250K+ annual revenue. We do not require perfect credit. If your business generates enough revenue to service the debt, there is a path forward. We have funded businesses that were declined by multiple banks the same week.

Evan Samlin President & Cofounder of REIL Capital
Evan Samlin
President & Co-Founder
Philosophy & Business, The College of New Jersey
Ian Samlin
Ian Samlin
CEO & Co-Founder
Finance, Towson University • CFL #60DBO 89473
Jessica Pantowich
Director of Sales
Psychology & Entrepreneurship, University of Michigan
David Miller
Director of Operations
MBA, Rowan University

Ian Samlin — CEO and Co-Founder

Ian earned his finance degree from Towson University in 2015. Before founding Reil Capital, he worked as a Business Development Specialist at Diamond Personnel and as a Capital Specialist at Wall Street Funding, where he saw firsthand how many qualified small businesses were being shut out of traditional lending. He co-founded Reil Capital in March 2017 to close that gap.

Ian leads the company's lending strategy and lender relationships. He holds a California Financing Law license (CFL #60DBO 89473) and is active with local chambers of commerce.

Evan Samlin — President and Co-Founder

Evan studied philosophy and business at The College of New Jersey, graduating on the Dean's List. After college, he spent two years performing stand-up comedy and improv in New York City before partnering with Ian to launch Reil Capital in 2017.

Evan oversees operations and business development. He brings an unconventional path to lending — but it is the same instinct for reading people and taking calculated risks that drives how Reil evaluates opportunities others pass on.

Jessica Pantowich — Director of Sales

Jessica holds a degree in psychology and entrepreneurship from the University of Michigan, where she graduated with honors in 2020. She joined Reil Capital as a Funding Coordinator, was promoted to Client Success Manager, and now leads the sales team as Director of Sales.

Jessica manages the client relationship from first conversation through funding. She is the person most borrowers talk to first.

See How Reil Capital
Compares

Benefits
85% Approval Rate
500 FICO Minimum
24-48 Hour Funding
1-Page Application
Early Payoff Discounts
$5K - $10M Funding Range
Builds Business Credit
No Collateral Required
Best Value
Reil Capital
Most Banks
Credit Cards
Benefits
85% Approval Rate
500 FICO Minimum
24-48 Hour Funding
1-Page Application
Early Payoff Discounts
$5K - $10M Funding Range
Builds Business Credit
No Collateral Required
Best Value
Reil Capital
Most Banks
Credit Cards

Community and
Giving Back

  • Healthcare
  • Construction
  • Automotive Services
  • Retail
  • Trucking & Transportation
  • Restaurants
  • Manufacturing
  • Beauty & Wellness
  • HVAC
  • Veterinarian
* Rates shown reflect an average fixed monthly percentage. Rates may vary by state and lender criteria. We do not perform a hard credit pull at any point in our approval process. Decision and funding time are subject to applicant’s submission of all requested approval and closing documents. Same day funding is contingent on applicant qualifications. By supplying us with your information, you authorize REIL Capital LLC to contact you at the numbers you provide (including mobile) during any step of this application, via phone (including automated telephone dialing systems, prerecorded, SMS and MMS means) even if you are on a Do Not Call Registry. You are not required to agree to be contacted in this manner to apply with REIL Capital LLC.
Loans made or arranged pursuant to a California Financing Law license - CFL License Number: 60DBO 89473
Copyright © 2025 REIL Capital – All rights reserved.