Negative Bank Balances: How to Avoid Them

About David Miller

David Miller is the Director of Operations at REIL Capital, where he is responsible for overseeing the day-to-day operations of the company. With his strong leadership skills and expertise in operations management, David ensures that REIL Capital runs smoothly and efficiently. 

David has a deep understanding of the inner workings of a financial services firm and uses his knowledge to drive operational excellence at REIL Capital. As the Director of Operations, David is committed to delivering exceptional service to clients and partners. He works closely with other members of the team to develop and implement effective operational strategies that improve business performance and drive growth.

Early Years and Education

David Miller was born and raised in Cherry Hill, New Jersey. From a young age, he showed a strong aptitude for mathematics and problem-solving. David earned his Bachelor’s Degree in Mathematics at Rowan University then continued there to receive his MBA.

David’s fascination with the intersection of technology and business led him to pursue his Master’s in Business Administration (MBA) with a concentration in Management Information Systems from Rowan University. His MBA coursework provided him with the necessary skills to effectively manage complex operational systems and to leverage technology to drive business performance.

Throughout his academic journey, David consistently demonstrated a strong work ethic and a commitment to excellence, which have been key drivers of his success. He has applied the analytical and problem-solving skills he acquired in his mathematics education to his work in operations management, enabling him to make data-driven decisions that have a positive impact on business outcomes.

David’s education has laid a strong foundation for his career, and he continues to stay current on industry trends and best practices through ongoing professional development. With his comprehensive educational background and his extensive experience, David is well-positioned to drive operational excellence at REIL Capital and help the company achieve its goals.

Life After Graduation

David Miller began his professional career in 2016, when he joined West-Ward Pharmaceuticals as a Procurement Intern, where he gained valuable experience in procurement and supply chain management. In 2018, David worked at Rowan University in many departments, including the Office of Student Activities, the Student Center, and the Rec Center, and had a strong partnership to plan events directly for the President’s Office of Rowan University. 

In 2019 after graduating with his MBA, David joined the Hard Rock Hotel and Casino in Atlantic City as a Sportsbook Manager and Customer Service Expert. In this role, he was responsible for managing the sportsbook operations and ensuring that customers received top-notch service.

Later in 2019, David joined REIL Capital as a Business Operations Analyst, where he quickly demonstrated his expertise in revenue operations management and his commitment to delivering results. He was promoted to the role of Director of Operations, where he now oversees all aspects of the company’s day-to-day operations.

David’s experience in a variety of roles has given him a unique perspective on helping small businesses, and he brings this perspective to his role at REIL Capital. He is committed to delivering the highest level of service to clients and is always looking for new ways to innovate and improve the company’s operations.

A Career Built on Innovation and Risk-Taking

David Miller’s career has been built on a foundation of innovation and risk-taking. Throughout his time in the industry, he has never been afraid to take on new challenges or pursue bold ideas. As the Director of Operations at REIL Capital, David brings this mindset to his work every day, pushing the boundaries of what’s possible and striving to find new ways to help clients achieve their goals.

David believes that taking calculated risks is essential for driving growth and innovation, and he encourages his team to embrace this mindset as well. Under his leadership, REIL Capital has become known for its innovative solutions and its willingness to take on complex challenges.

Despite the inherent risks involved in the industry, David is always looking for new ways to push the boundaries and achieve success for his clients. Whether it’s exploring new technologies, identifying new funding opportunities, or developing innovative operational strategies, David’s approach to his work is defined by his willingness to take risks and embrace innovation.

Philanthropy and Community Involvement

David Miller has been an active participant in various initiatives throughout his career. He believes in giving back to the community and is committed to making a positive impact wherever he can. David has volunteered his time and resources to various organizations, such as Big Brothers and Big Sisters of America, FIDF and more.  He has also served as a mentor to young professionals in his field, sharing his knowledge and experience to help them succeed. David is particularly passionate about supporting small businesses and local entrepreneurs. He is also actively involved with his local chamber of commerce, working to promote and support local businesses.

Through his community involvement, David has built strong relationships with individuals and organizations in his community, which has helped him better understand their needs and challenges. He believes that community involvement is essential for building a strong, vibrant, and sustainable community, and he is committed to continuing his efforts in this area.

About Jessica Pantowich

Jessica Pantowich is the Director of Sales at REIL Capital, committed to helping businesses find the right financial solutions to achieve their goals. With a wealth of experience in relationship management, Jessica excels at guiding clients through the financing process, ensuring a seamless and personalized experience. Her dedication to delivering value and building lasting connections drives REIL Capital’s success in empowering businesses.

Early Years and Education

Born and raised in New York, Jessica Pantowich demonstrated a passion for building connections and fostering collaboration from a young age. This passion led her to pursue a degree in Psychology and Entrepreneurship at the University of Michigan.  

 During her time at the University of Michigan, Jessica actively participated in various student organizations, including Sigma Delta Tau sorority, where she engaged in philanthropic events such as the Go Blue, Wear Pink breast cancer fundraiser.

Additionally, Jessica’s involvement with InnovateUM allowed her to organize events and workshops focused on entrepreneurship and innovation, further honing her skills in relationship building and community engagement. Her commitment to teamwork and community service was evident through her participation in the M-Relay team and volunteering with Autism Speaks.

Life After Graduation

Following her graduation with honors in 2020, Jessica embarked on her professional journey, leveraging her educational background and early career experiences to excel in relationship management roles. She began her career as a Campus Ambasador for Evolvez, where she faciliated connections between students and career opportunites.

Later, Jessica joined HBO as a Marketing Ambassador, where she organized experiential events and contributed to increasing brand awareness. Her tenure with Riddle & Bloom further solidifid her expertise in relationship management, culminating in a notable increase in brand awareness for HBO GO.

In 2020, Jessica transitioned to REIL Capital as a Funding Coordinator, where she forged connections with investors and collaborated closely with clients to navigate the funding process. Her dedication and proficiency in relationship management led to her promotion to the role of Client Success Manager.

A Career Built on Innovation and Risk-Taking

Throughout, Jessica Pantowich has been recognized for her ability to foster collaboration and innovation.  At REIL Capital, Jessica continues to leverage her relationship management skills to nurture partnerships with affiliates and drive business growth. Her innovative approach to building and maintaining relationships ensures that REIL Capital remains at the forefront of industry trends and developments.

Philanthropy and Community Involvement

In addition to her professional endeavors, Jessica remains actively involved in her local community. As the former Marketing Director for InnovateUM, she spearheaded advertising initiatives and played a key role in raising awareness of the organization’s events and initiatives. Jessica’s commitment to empowering young entrepreneurs underscores her dedication to fostering innovation and growth within her community.

About Ian Samlin

Ian Samlin, CEO and Founder of REIL Capital, focuses on providing tailored financial solutions that emphasize client satisfaction and promote a mission of trust.

Ian Samlin is an accomplished professional with years of experience in the finance industry. He graduated from Towson University in 2015, where he earned his degree in finance. Ian’s passion for finance started early, and he has dedicated his life to understanding the complexities of the industry. As the Chief Executive Officer and Founder of REIL Capital, Ian is responsible for leading our team, developing and implementing strategies, and ensuring that we provide top-quality financial solutions to our clients. Ian is committed to putting our clients’ needs first, and his leadership has helped establish REIL Capital as a trusted name in the industry.

Early Years and Education

Ian Samlin was born and raised in Merrick, New York. Ian Samlin’s passion for business began during his time at John F. Kennedy High School, where he developed a keen interest in the world of business. His curiosity about the markets continued to grow as he spent much of his time reading books and articles about the finance world.

After graduating from John F. Kennedy High School, Ian enrolled at Towson University, where he pursued his interest in business. During his time at Towson University, Ian was an exceptional student who showed dedication and commitment to his studies. He was an active member of various business clubs and associations, where he participated in debates and discussions about business trends and developments.

Ian’s educational background in business has been critical to his career as an entrepreneur and leader. He has been able to leverage his knowledge and experience to provide top-quality business solutions to clients at REIL Capital. Ian’s deep understanding of the business world and the markets has enabled him to make informed decisions that have helped grow REIL Capital’s portfolio and reputation in the industry.

Ian Samlin’s early years and education have played a vital role in shaping his career as a business leader. His passion for the industry, coupled with his commitment to education, has been instrumental in establishing him as a respected leader in the industry.

Breaking into the Business World

Ian’s career in business began when he worked as a Business Development Specialist at Diamond Personnel. During his time at Diamond Personnel, Ian was responsible for developing new business opportunities, building relationships with clients, and ensuring customer satisfaction. He gained valuable experience in sales and marketing, which would later help him in his role as an entrepreneur.

Ian, then, moved on to work as a Capital Specialist at Wall Street Funding where he was responsible for sourcing and structuring funding solutions for small and medium-sized businesses. Ian gained a deep understanding of the funding needs of businesses and the challenges they face in accessing capital. He used this knowledge to provide innovative solutions to clients and build long-term relationships with them.

As the CEO and Founder of REIL Capital, Ian has been instrumental in driving the growth and success of the company. Under his leadership, REIL Capital has established itself as a leading provider of funding solutions to businesses, with a portfolio of successful investments and satisfied clients.

Ian’s experiences as a Business Development Specialist and Capital Specialist have been critical in shaping his career as an entrepreneur and business leader. His passion for helping businesses grow, coupled with his expertise in sales, marketing, and funding, has enabled him to build a successful career in the business world.

A Career Built on Innovation and Risk-Taking

As an entrepreneur, Ian understands that innovation is essential for success in the business world. He has demonstrated a commitment to innovation by constantly seeking out new and creative solutions to business problems. Ian’s approach to innovation involves a willingness to challenge the status quo and think outside the box. He encourages his team at REIL Capital to do the same, empowering them to take risks and come up with innovative solutions for clients.

Ian has also shown a willingness to take risks throughout his career. He understands that taking calculated risks is necessary to achieve success in business. Ian’s approach to risk-taking involves conducting thorough research and analysis before making a decision. He is not afraid to take risks, but he does so in a way that is informed and strategic.

One example of Ian’s innovative and risk-taking approach can be seen in the founding of REIL Capital. Ian recognized a gap in the market for funding solutions for small and medium-sized businesses and took the risk of starting his own company to fill that gap. This was a bold move, but it has paid off, as REIL Capital has established itself as a leader in the industry.

Another example of Ian’s innovative approach can be seen in the way REIL Capital leverages technology to provide solutions to clients. Ian understands that technology is rapidly changing the business landscape, and he has invested in cutting-edge technology to ensure that REIL Capital is at the forefront of the industry.

Philanthropy and Community Involvement

Ian Samlin is a dedicated individual who strongly believes in supporting local communities and businesses. He recognizes the important role that small businesses play in the economy and is committed to helping them thrive.

Ian has partnered with various charitable organizations that focus on supporting small businesses. He also volunteers his time with local chambers of commerce, where he shares his expertise and provides guidance to small business owners.

When Covid first hit, REIL Capital donated over 200,000 masks to local small businesses
to help them stay open and survive through the pandemic.

Through his ongoing efforts, Ian Samlin has become a valuable asset to the small business community. His commitment to giving back has helped many businesses not only survive but also thrive, and his passion for supporting local businesses continues to inspire others to do the same.

About Evan Samlin

Evan Samlin, President and Founder of REIL Capital, dynamicly pursued the opportunity to serve the small business community with the financing they need and derserve but otherwise couldn’t obtain on their own.

Evan Samlin is the Founder and President of REIL Capital. Driven by a belief in helping small businesses, he takes pride in providing a listen first approach to provide the client with the best possible service. As a leader, Evan strives to provide the best possible work environment for his employees, so that they can follow his approach and provide the utmost of care towards the small businesses they help. With a keen eye for opportunity, Evan has continued to expand REIL Capital since 2017 and is constantly looking for ways to improve the customer experience. Evan’s relentless work ethic and belief in team before individual has contributed to his growing track record of success.

Early Years and Education

Evan Samlin was born in Randolph, New Jersey and in his lifetime moved around from New Jersey, to Texas, to New York and finally to Florida. It was during these childhood moves that Evan learned how to stay flexible and adapt to different situations. During high school, Evan was a standout football player earning a spot on the NJFCA All State Team as a junior and senior.

After completing high school, Evan enrolled in The College of New Jersey (TCNJ), where he studied Philosophy and Business. Despite graduating on Dean’s List, Evan wanted to follow his passions and took an eclectic approach towards starting his career.

Breaking into the Business World

After graduating from TCNJ, Evan decided not to follow the footsteps of his father and older brother, who both went to law school. Instead he decided to take a risk and go after his dreams of becoming a comedy writer. For two years, Evan performed Stand Up, Sketch Comedy and Improv in New York City. Evan believes that when you make someone laugh, you instantly form a connection with them and as your nurture those connection they can blossom into something great.

After two years of stand up, improv and writing a sitcom pilot, Evan decided to take his next risk and start a business with his cousin Ian. Evan believed in the vision and family focused approach and agreed to partner with his first cousin on this venture. It was on March 16, 2017 that REIL Capital was founded by two cousins who believed in rolling up their sleeves and doing whatever means necessary to get their feet off the ground.

A Career Built on Innovation and Risk-Taking

Evan Samlin’s success in the business world can be attributed to several key factors. Perhaps most important among these is his unwavering commitment to innovation and risk-taking. Whether he is working a company process, securing financing or offering a new product, Evan has resolute confidence and is willing to take calculated risks in order to achieve his goals.

In addition to his entrepreneurial spirit, Evan is also known for his keen eye for opportunity. He has a gift for identifying emerging trends and technologies, and he has a talent for recognizing the potential of new businesses and industries.

Philanthropy and Community Involvement

Despite his busy schedule and demanding career, Evan Samlin is also deeply committed to giving back to small business owners. He believes that small businesses are the foundation of this country and they need to be protected. Evan and REIL capital have partnered with numerous charitable organizations that help small businesses and are active in the local chamber of commerce. When covid first hit, REIL Capital donated over 200,000 masks to local small businesses to help them stay open and survive through the pandemic. Evan has continued his Philantropic ways by yearly donating computers, monitors and needed electronic equipment to JAFCO in Sunrise, Florida.