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SBA loans are small business loans issued by participating lenders and are partially guaranteed by the Small Business Administration.  With long terms and low interest rates, getting an SBA loan is a great way to grow your business, increase working capital, purchase equipment, or refinance existing debt.  While REIL Capital does not directly provide Small Business Administration loans, we are able to broker these loans and help you through the process.  As with every other type of funding we provide, when we broker fast SBA loans, we make the process quick, easy, and transparent.

When you decide to apply for fast SBA loans brokered by REIL Capital, you’ll work with one of our representatives who will walk you through the process, explaining the terms and conditions so you know exactly what you’re signing up for.  We’ll also help you decide if a Small Business Administration loan is right for you by going over several other funding options and helping you decide which one will best meet your needs.  There are many reasons why a fast SBA loan would be desirable, but there can be some barriers to entry; for instance, a poor credit score might trip you up, or an immediate need for funding might mean it would be more prudent to pursue other options.  If you ultimately decide fast SBA loans are right for you and your business, we’ll support you throughout the entire process, answering any questions you may have.

 

APPLY FOR SBA Express Loans
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AMOUNT
$30,000 - $5,000,000
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TERM
10-25 Years
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RATES
6.50% - 8.75%
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SPEED
About a month
Documentation Necessary:
  • Application
  • 3 Months Business Bank Statements
  • 3 Years Business Tax Returns
  • 3 Years Personal Tax Returns
  • Business Profit & Loss Statements
  • Business Balance Sheet
Qualifications:
  • $100,000 minimum annual revenue
  • 3+ years in business
  • 650+ credit score
  • 145+ Business Score
  • No Bankruptcies, Outstanding Liens or Judgements
Additional Information:
  • Affordable monthly payments
  • Longer payment terms
  • Lower interest rates
  • Perfect for a wide range of business

Quick SBA Loans

While applying for an SBA loan won’t provide you with instant funding like some of the other funding options we offer, REIL Capital can ensure the process goes as quickly as possible; that’s why we call them fast SBA loans.  When we broker your loan, we’ll tell you which documents you need to provide and facilitate your application as much as possible.  To apply for fast SBA loans, you’ll need to fill out an application, provide 3 months of business bank statements, 3 years of business tax returns, 3 years of personal tax returns, business profit and loss statements, and a business balance sheet.

You can qualify if you have at least $100,000 in annual revenue, you’ve been in business at least 3 years, your credit score is at least 650, your business score is at least 145, and you have no bankruptcies, outstanding liens, and no outstanding judgements.  The Small Business Administration may request additional information from you but we’ll keep you posted on any such requests and help you get together the necessary documentation.  Fast SBA loans aren’t instant like some of our other funding options but they do have some other advantages; namely affordable monthly payments, longer payment terms, and lower interest rates, making them perfect for a wide range of businesses.


Fast SBA Loans – Instant Online Application

At REIL Capital, we make it easy for you to secure funding for your small business.  In addition to all the other ways to apply for quick financing online, we also allow you to apply for Fast SBA Loans and the process is quick and easy!  We’ll tell you which documents you’ll need to apply and do everything we can to facilitate you getting the fast SBA loans you need as quickly as possible.  Here’s some more information about the SBA and how SBA Loans work:

The U.S. Small Business Administration was created in 1953 and since January 13th, 2012 has served as a cabinet-level agency of the government to aid, counsel, assist, and protect the interests of small business concerns, to preserve free competitive enterprise and to maintain and strengthen the overall economy of our nation.  The Small Business Administration is dedicated to helping Americans start, build, and grow their businesses.

The SBA says its average loan amount was approximately $375,000 in 2016 and the SBA approved over 68,000 loans in the 7(a) and 504 loan programs in Fiscal Year 2017.  Collectively, these two programs provided over $30 billion dollars to small businesses.

The SBA can guarantee up to 85% of loans of $150,000 or less and 75% of loans of more than $150,000.  The program’s maximum loan amount is $5 million and terms can be as long as 25 years.

There are several types of loans that businesses can take advantage of, each developed to suit the needs of your business.  The 7(a) loan program can be used for a number of purposes including working capital, revolving funds, equipment purchases, refinancing existing debt, and more.

There are six different loan programs:

  • 7(a) Loans
  • 504 Loans
  • CAPLines
  • Export Loans
  • Microloans
  • Disaster Loans

SBA Loans are document intensive and take several weeks to fund, but if you and your business have excellent credit, great cash flow, and a non-immediate need for funding then an SBA loan is the perfect place to start.  Contact our Capital Specialists today for advice on programs for which you can qualify!


The REIL Advantage

When you apply for fast SBA loans through REIL Capital, not only will you receive the assistance of the U.S. Small Business Administration, you’ll also get the REIL advantage, which means you’ll have the benefit of our impeccable customer service and support.  Our goal is to make it easier than ever for small business owners to get the funding they need, and as a family owned and operated business, we know exactly how much your business means to you.  That means we’ve made a commitment to offering fast, easy, and cost-effective access to the funding you need to grow your business and take care of everyday expenses.  Whether you’re applying for fast SBA loans through REIL, or dealing with us directly for a merchant cash advance, invoice financing, equipment financing, asset based lending, or fix and flip funding, you’ll receive the same level of excellent service we give to everyone we do business with.

As small business owners ourselves, we know you don’t have time to waste applying for funding through traditional banks.  REIL Capital has streamlined the entire application process and put it online.  That’s why you can fill out our instant application online and quickly receive a call from one of our Capital Specialists who will go over all the various funding options we offer and help you select the one that will work best for you.  In some cases, one of our quick financing options like merchant cash advances or invoice financing may be the right choice; in other cases, fast SBA loans might make more sense because of their longer terms and higher borrowing limits.  No matter what your situation, you can trust REIL Capital to help you make the best decision for your business.

We’re focused on buyer education and transparency, so you can feel secure throughout the entire process knowing that we’re working for you.  Deciding between fast SBA loans, equipment financing, or any of the other funding options available through REIL Capital can be difficult, so we want you to have as much information as possible before you make a decision that could affect you for years to come.  We also make sure to protect your sensitive data throughout the entire funding process, so when you fill out our instant online application, you know your financial information will be secure.

If our brokered fast SBA loans or any of our other funding options look desirable to you, get in touch with REIL Capital today to get the process started!  Fill out our online application, call our customer support staff at (888) 601-REIL, send an email to customerservice@reilcap.com, or chat live with a representative right here on our website!  No matter how you choose to communicate with us, customer service representatives will be standing by to tell you all about the various funding options we offer.  Don’t wait; your business needs funding now!  Contact REIL Capital today and you could have the funding you need sooner than you think.